Born and raised in Honolulu. Married for 44 years to Ray Fernandez, we have 3 sons and 1 daughter in law, and soon to be a grand daughter. Retired secretary from 20 years with the State of HI Dept of Education. Currently the book keeper and secretary for my husband’s sound and lighting business. We are homeowners desiring to learn more about investing in real estate, helping others and perpetuating a legacy for our family.

Area of Service: Hawaii