Our Process

schedule appointment

1. Schedule an Appointment

The first step to solving your personal situation is to take action.

Homeowners who are behind on their mortgage payments or facing foreclosure often don’t realize the options available to them. SYH is designed exactly for this purpose. By scheduling an appointment with us, you will be assigned a personal representative from the SYH team who will listen to your needs and work out a plan specific for your situation.

We will help you understand the foreclosure process and escort you through working with your lender.

Our team has years of experience negotiating with different lenders and are here to serve you. Families who have used our program have enjoyed a personal and transparent service and succeeded in avoiding foreclosure on their way to a fresh start, putting their financial hardship behind them.

your options

2. Review Your Options "Reality Check"

Our SYH team representatives have extensive knowledge of both lenders and other programs. We realize not everyone fits to the same mold and we will work with you to find the right options specifically for your needs.

Our “Reality Check” will help you to analyze your income and expenses to apply for the right loan modification or program.

3. Start Taking Action

Once you have met with your personal representative and reviewed your options, you will now be educated and equipped to take action. Our team will escort you through the process and provide you with resources to help you avoid foreclosure. Taking action jump starts you on the road to achieving financial stability.

Our team has been successful in helping homeowners get approval on their loan modifications.

The purpose of our reality check is to make sure a loan modification financially works for you and your circumstances. If your lender declines your modification, our team will work with you to explore all your options to avoid foreclosure.